The Baasava Journal
Ideas about money, markets and building wealth.
The long-form editorial series — deeper essays on the questions that shape how we think about money. A numbered archive — read it in order, or start wherever you like.
Latest · No. 004
Why Most Investors Sell at Exactly the Wrong Time
Markets test temperament more than intelligence. Here is why panic-selling is so common — and how to design around it.
25 July 2026 · 2 min read
The archive
Markets
Is Gold Actually Expensive?
Gold produces no earnings, no dividends, no rent. So how do you decide whether it is cheap or dear? A framework.
Money
Why Your Salary Is Growing But Your Wealth Isn't
A raise feels like progress. But if spending rises with income, your wealth can stay flat for years without you noticing.
Wealth
The ₹1 Crore Retirement Illusion
₹1 crore feels like a finish line. Look closer at inflation and withdrawals, and it behaves more like a starting point.
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