Terms of Use

These Terms of Use ("Terms") govern your access to and use of Baasava Hathiwala (baasavahathiwala.com), the "website". By accessing or using the website, you agree to be bound by these Terms. If you do not agree, please do not use the website.

Use of the website

• You may read, share and reference our content for personal, non-commercial use.
• You agree not to misuse the website — including attempting to disrupt it, gain unauthorised access, scrape it at scale, or use it for any unlawful purpose.
• You agree not to republish substantial portions of our content as your own without permission.

Educational content only

All content — including articles, calculators, mutual fund and PMS research and comparisons — is provided for general education and information. It is not personalised financial advice and must not be relied upon as such. Please read our Disclaimer in full, which forms part of these Terms.

Intellectual property

Unless stated otherwise, the content, design, branding and code of this website are owned by or licensed to Baasava Hathiwala and are protected by applicable intellectual-property laws. Third-party names, logos, fund and PMS names remain the property of their respective owners and are used for identification and educational purposes only.

Accuracy and availability

We work to keep information accurate and the website available, but we provide the website "as is" and "as available", without warranties of any kind. We do not guarantee that the website will be uninterrupted, error-free, or that data (such as performance figures) is complete or current. We may change, suspend or discontinue any part of the website at any time.

Third-party links and advertising

The website may contain links to third-party sites and may display advertising, including through Google AdSense. We are not responsible for the content or practices of third-party websites or advertisers. Your dealings with them are solely between you and that third party. See our Privacy Policy for how advertising cookies are used.

Limitation of liability

To the fullest extent permitted by law, Baasava Hathiwala, its author and contributors will not be liable for any loss or damage arising from your use of, or inability to use, the website or any reliance on its content.

Changes to these Terms

We may update these Terms from time to time. Changes take effect when posted on this page, with the "Last updated" date revised accordingly. Continued use of the website after changes means you accept the updated Terms.

Governing law

These Terms are governed by the laws of India, and the courts of India shall have jurisdiction over any dispute arising from them.

Contact

Questions about these Terms? Email niveshwithbaasava@gmail.com.