Tools
Lumpsum Calculator
Invest a one-time amount and let it compound. See what a lumpsum mutual-fund investment could grow to over time.
Estimated future value
₹—
Assumes a constant annual return compounded annually. Actual mutual-fund returns vary and are not guaranteed. For education only — not investment advice.
Baasava Hathiwala
SEBI-registered Mutual Fund Distributor
Lumpsum Calculator — Report
Prepared for: — ·
| Investment amount | ₹— |
| Expected return (p.a.) | —% |
| Time period | — years |
| Invested amount | ₹— |
| Estimated gains | ₹— |
| Estimated future value | ₹— |
Assumes a constant annual return compounded annually. Estimates only — mutual fund returns are not guaranteed and are subject to market risk. For education only, not investment advice.
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Lumpsum calculator — frequently asked questions
What is a lumpsum calculator?
A lumpsum calculator estimates the future value of a one-time investment, based on the amount invested, the expected annual return and the time period, using annual compounding.
How is lumpsum maturity value calculated?
Future value = P × (1 + r)^n, where P is the amount invested once, r is the expected annual return and n is the number of years. The calculator shows your invested amount and estimated gains separately.
Lumpsum or SIP — which is better?
Neither is universally better. A lumpsum can earn more when markets rise steadily after you invest, because the full amount compounds for longer; a SIP reduces timing risk. See our SIP vs lumpsum guide to decide.
Is this lumpsum calculator free?
Yes. It runs entirely in your browser, needs no sign-up, and is for education only. It does not guarantee returns — actual mutual-fund returns vary and are subject to market risk.