BAASAVA JOURNAL #002
Why Your Salary Is Growing But Your Wealth Isn't
A raise feels like progress. But if spending rises with income, your wealth can stay flat for years without you noticing.
4 August 2026 · 2 min read
BAASAVA JOURNAL · No. 001
The ₹1 Crore Retirement Illusion
₹1 crore sounds like enormous wealth. But inflation, lifestyle and withdrawal rates can quietly change what that number actually means.
By Baasava 3 min read
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Currency
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Ideas about money, markets and building wealth.
Our long-form editorial series — deeper essays on the questions that shape how we think about money.
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Explore the full Journal
The ₹1 Crore Retirement Illusion
₹1 crore feels like a finish line. Look closer at inflation and withdrawals, and it behaves more like a starting point.
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